18 & Up: College or Not

Once your child turns 18, you lose your legal right to make medical or financial decisions for them, even in emergencies.

Our 18 & Up bundles equip you with the essential documents to step in when it counts, whether they’re in college, or carving their own path. We also provide clear guides and checklists for move-in, budgeting, and planning ahead to make their leap into adulting smooth.

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$49.99$60

$69.99$100

Just the Basics Bundle +

$5.99$18

Form Definitions

HIPAA Authorization Form

HIPAA (Health Insurance Portability and Accountability Act) allows a trusted person to access your private health information or discuss treatment during illness or hospitalization. It allows sharing information, not decision making.

Health Care Power of Attorney (POA)

Appoints an agent to make health care decisions for you if you’re incapacitated. This includes choosing treatments, surgeries, and end-of-life care, ensuring your Living Will medical wishes are honored when you can’t communicate them yourself.

Medical Authorization Form

Authorizes someone to get general health updates from non-HIPAA-covered sources and to make specific medical decisions for another person. Ideal for emergencies but narrower than a Health Care POA.

Living Will or Health Care Directive

Details your medical treatment preferences, if terminally ill or unconscious. Guides health care providers and agents by detailing what medical interventions you do or do not want; it complements a Health Care POA and/or a Medical Authorization Form.

FERPA

The FERPA (Family Educational Right and Privacy Act) allows parents or trusted adults to access a student’s education records after age 18, ensuring colleges share grades, attendance, or tuition details. Essential for parents supporting college students.

Financial Power of Attorney (POA

Authorizes a trusted person to manage your finances, like paying bills, during travel, illness, or unexpected events, ensuring your affairs stay on track when you can’t handle them.

Annual Statistics
You Should Know

Adults 18-25 are Hospitalized

50000

Students May Face Incapacitation

50000

Young Adults without POAs Risk Debt

0 %

Adults 18-25 Lack Health Directives

0 %

Frequently asked questions

We’re all about making legal stuff less confusing. Here’s everything you might be wondering, clear, simple, and no jargon.

Why do I need legal forms for my 18-year-old, and what happens without them?

At 18, your child’s a legal adult, stripping you of all rights to their medical, financial, or educational decisions. Without a Health Power of Attorney, you’re helpless if they’re in a coma or crash, hospitals will lock you out, delaying critical care. Our No Brainer Box lets you act instantly, saving your young adult in any emergency.

How do Power of Attorney forms protect my young adult, even if they push me away?

Your 18 year old might act independent, but one accident or scam can ruin them. Without a Financial POA, you can’t fix their overdrawn accounts or debts if they’re incapacitated. You’ll watch their life collapse. The No Brainer Box equips you to swoop in, guarding their future in any crisis, valid in all 50 states.

Can my kid sign a Power of Attorney before they’re 18?

Nope. In most states, your child has to be 18 to legally sign a Power of Attorney (POA). But once they’ve reached 18, without a POA, you’re powerless in a crisis. A couple of outliers, Nebraska and Alabama, make them wait until 19. No skipping ahead!

What if my young adult child takes off to live their best life abroad?

Ah, the thrill of international adventure, new places, new people, and a high chance of forgetting to pay their rent on time. That’s where a Power of Attorney (POA) comes in handy.

A Health care POA may allow you to step in if they get sick or injured abroad, while a Financial POA lets you handle the important money stuff, like student loans, rent, banking, and those “unexpected” expenses they suddenly remember at 2 AM.

My young adult is moving in with a significant other. Can I still be involved?

Once your child is 18, their legal rights shift. To stay involved in their decisions, they need to grant you specific legal powers.

As they build their life with a partner, encourage them to explore our Committed Couples bundles. It helps young couples define their rights and responsibilities as they build a future together – important for their protection, and indirectly for yours.

Now that my young adults have left home, what else should I do to protect them?

With your children establishing their independence, it’s a natural time to consider your own long-term security and how you want to care for them in the future. So, while our 18&Up: College or Not No Brainer Box helps you protect your young adult, it may be time for you to explore our Final Wishes section. It provides the essential tools for your own empty nesting and legacy planning, ensuring your wishes are known and your affairs are in order, offering peace of mind for you and your children.